₦0
Transacted
0
Users
0
Campuses live
0
Campuses by Dec 2026
₦300,000
Transacted
90
Users
2
Campuses live
5
Campuses by Dec 2026
₦300,000
Transacted
90
Users
2
Campuses live
5
Campuses by Dec 2026
Everything you need for campus life
From sending money to saving with friends, KukaPay has all the features to keep your finances flowing smoothly.
Crypto → Naira in 30s
Got paid in USDT? Convert to Naira and pay for lunch at Mama Put instantly.
Send Money
Transfer money instantly to other KukaPay users using phone number or username. Zero fees.
Request Money
Ask friends for money, they approve and it lands in your wallet instantly.
Pay Merchants
Scan QR code or search vendor name to pay for food, laundry, printing on campus.
Virtual Account
Get a personal bank account number to receive bank transfers into your KukaPay wallet.
Get started in 4 simple steps
From download to your first transaction in under 2 minutes.
Sign Up in 60 Seconds
Enter your phone number and verify with OTP. No paperwork, no branch visits.
Add Your Campus
Select your university to unlock campus-specific features and merchant deals.
Fund Your Wallet
Add money via bank transfer, card, or receive from friends instantly.
Start Transacting
Send, receive, split, save, and pay - all from one beautiful app.
You're all set!
Where KukaPay is rolling out
Live at 2 campuses today — 5 by December 2026
Your money is always protected
KukaPay is a fintech app — we don't hold your money. Payments and custody are handled by Flutterwave, a CBN-licensed PSP. Security on our side is tight: 6-digit PIN, auto-lock, biometric unlock, device binding, and 256-bit SSL encryption on every request.
Ready to transform your campus finances?
Join 90 students already using KukaPay across UNIOSUN and FUOYE. No app store download needed — visit our PWA and start transacting in seconds.
Coming Soon
App Store
Coming Soon
Google Play